The Kuda is a full-service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly, and save more. We raised the largest seed round ever seen in Africa and completed a Series A funding round in February 2021, led by some of the world’s smartest venture capital investors. With offices in London (our HQ), Lagos, and Cape Town, and further offices opening across Africa during 2021, Kuda is fast becoming recognized as the leading ‘Neobank’ for Africans. To help us grow into a company that can bring meaningful change he way people across Africa get access to great financial products and services in order to take control of their personal finances, we are actively looking for bright, talented, driven people who are excited by our mission. If this sounds like a great way to spend your valuable time, then please get in touch with us.
Job overview
As a Credit Strategy Analyst, you are supporting the analytics throughout the credit product life cycle, from product design, to credit acquisition, portfolio management, collection and profit & loss. You will work within the Decision Science team, reporting to the Credit Risk Analytics Lead.
Role and Responsibilities
- Portfolio performance metrics
- Policy rule analysis
- Profit and loss forecast
- Credit limit assignment analysis
- Affordability analysis
- Score cut-off analysis
- Collection rate
- Lending / Collection strategy A/B testing
Requirements
- Must have an academic background in a mathematical discipline e.g. Mathematics, Statistics, Physics, etc.
- Must have 3+ years experience as a quantitative analyst in a financial service
- Proficient at database languages SQL
- Proven knowledge of typical statistical tests used for A/B testing
- Proven knowledge of standard statistical software packages (open source language preferred)
- Understanding of credit portfolio performance metrics, including but not limited to annualised loss, vintage curves, roll rate, exposure at default, loss given default
- General programming language (open source language preferred, e.g. Python, R)
- Experience of developing business reports from end-to-end, i.e. from business requirement analysis, designing the visualisation layer of the reports, sourcing the data, developing and productionize the report, and managing the stakeholders’ expectations.
- Experience in generating actionable insights from the reports, e.g. interpreting the monthly monitoring reports to the business owners in relation to their business interest, and recommending actions in response to the latest developments in the reports
Benefits
Why join Kuda?
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:
- A great and upbeat work environment populated by a multinational team
- Pension
- Career Development & growth
- Competitive annual leave plus bank holidays
- Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
- Group life insurance
- Medical insurance
- Well-fare package (Wedding, Compassionate and etc)
Perkbox
- Goalr – employee wellness app
- Award winning L&D training
- We are advocates of work-life balance, working in a hybrid in office schedule
Kuda is proud to be an equal-opportunity employer. We value diversity and anyone seeking employment at Kuda is considered based on merit, qualifications, competence and talent.
We don’t regard colour, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status. If you have a disability or special need that requires accommodation, please let us know.
Method of application
Meet the Qualifications?Apply now at Kuda Bank on jobs.workable.com